If you are currently looking for the best health insurance for parents with diabetes and hypertension, I know exactly how stressful your search is. In India, we treat our parents’ health as our top priority, but the insurance market doesn’t always make it easy. For years, “sugar” and “BP” were the two words that made … Read more
Health insurance policies are designed to cover hospitalization expenses, but no single base policy can cover every possible medical or financial risk. This is where riders in health insurance come into play. In simple terms, riders are optional add-on benefits that you can attach to your existing health insurance policy by paying an additional premium. … Read more
First of all, a very warm and happy New Year to all our dear readers. With the new year here, many of you may be graduating from college and stepping into your first job. Naturally, thoughts of buying a new smartphone, a car or bike, or planning your first big trip with your salary start … Read more
The Punjab government has announced a landmark healthcare initiative offering ₹10 lakh cashless health insurance coverage per family. This move aims to significantly reduce out-of-pocket medical expenses and ensure access to quality healthcare for residents of Punjab, regardless of income level. In this article, we explain what the Mukh Mantri Sehat Bima Yojna / MMSY … Read more
Choosing between health insurance and mediclaim is one of the most common confusions among Indian buyers. Many people use these terms interchangeably, but they are not the same. Understanding the difference between health insurance and mediclaim is crucial if you want adequate coverage, long-term protection, and value for money. In this detailed guide, we’ll break … Read more
Switching jobs is exciting—but it also brings a wave of practical questions. One of the most common (and important) is: how does health insurance work when i switch jobs? or what happens to my health insurance when I change jobs? In India, health insurance coverage can be a mix of employer-provided group insurance and your … Read more
Room rent capping in health insurance is one of the most misunderstood clauses in Indian health insurance policies. Despite paying regular premiums and having adequate sum insured, many policyholders are shocked at the time of claim when they discover that a significant portion of their hospital bill is not reimbursed. This usually happens because of … Read more
Health insurance is one of the most important financial safety nets you can have, especially in India where medical costs are rising rapidly. But many first-time buyers find themselves puzzled by waiting periods — the time you must wait before certain coverages become active.To make better decisions, avoid unexpected gaps, and choose smarter policies, you … Read more
Health insurance can often feel complex, especially when insurers use technical terms that are rarely explained in simple language. One such foundational concept is risk pooling. Understanding risk pooling in health insurance is crucial because it explains why premiums exist, how claims are paid, and why insurance works at all. In this article, we’ll break … Read more
(INTRODUCTION- Why Dental Health Is Not Covered by Health Insurance in India?) Dental problems are among the most common health issues faced by Indians. From cavities and gum infections to wisdom tooth extractions, almost everyone needs dental care at some point. Yet, when people check their health insurance policy, dental treatment is usually missing. So … Read more