Accidents don’t come with advance notice. One unexpected moment can change life completely — physically, emotionally, and financially. For many Indian households, even a single accident can wipe out years of savings. This is exactly why the Government of India introduced the Pradhan Mantri Suraksha Bima Yojana (PMSBY) — a simple, affordable accident insurance scheme … Read more
Searching for maternity insurance with no waiting period in India usually means one thing — pregnancy is planned soon, already confirmed, or finances are tight. Medical costs for delivery, hospitalisation, and newborn care have risen sharply in the last decade. A normal delivery in a private hospital can cost anywhere between ₹60,000 to ₹1.5 lakh, … Read more
In a country that’s home to over 1.4 billion people and where a large portion of the population doesn’t have formal life insurance, social security schemes introduced by the Government of India play a crucial role in financial inclusion. Among these, the PMJJBY life insurance scheme stands out as a low-cost, high-impact safety net that … Read more
Healthcare in India is no longer limited to hospitals, injections, and surgeries alone. A growing number of people now trust traditional systems like Ayurveda, Homeopathy, Unani, and Yoga for both treatment and long-term wellness. Naturally, this shift has raised an important question for policyholders: does health insurance cover AYUSH treatment? The short answer is yes. … Read more
India’s space sector has changed dramatically over the last few years. Space is no longer just about government missions or ISRO launches making headlines. Today, private companies, startups, and global collaborations are actively launching and operating satellites from India. With this growth comes a very real question: what happens if something goes wrong in space? … Read more
Pregnancy is exciting—but it also brings a quiet fear that most parents don’t talk about openly: what if something goes wrong medically, and how will we afford it? Over the past few years, a term has started appearing in hospital counselling rooms and insurance brochures—fetal health insurance. Some call it unborn baby insurance, others see … Read more
The insurance premium GST cut 2025 has quickly become one of the most discussed financial decisions in recent years. From September 22, 2025, the government removed the 18% Goods and Services Tax (GST) on individual health and life insurance premiums, including term insurance. For many policyholders, this sounded like immediate relief. After all, insurance has … Read more
LIC Bima Sakhi Yojana 2026: A milestone for women’s financial independence in India Over the last few years, women’s financial independence has moved from being just a talking point to a national priority in India. Whether it’s self-employment, skill development, or financial inclusion, many government-backed initiatives are now focused on helping women earn with dignity … Read more
Over the past few weeks, Care Health Insurance in news headlines have caught the attention of policyholders, financial experts, and the wider insurance industry. Unlike routine announcements about new products or premium revisions, this time the insurer has been in the spotlight due to regulatory action by the Insurance Regulatory and Development Authority of India … Read more
Pik Vima 2025 in Maharashtra matters because farming in the state is rarely predictable. A large number of farmers depend on rain-fed agriculture, and even a small change in monsoon patterns can affect the entire season. Drought-like conditions, sudden floods, or pest attacks often put crops at risk and leave farmers facing heavy financial losses. … Read more