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If you’re involved in India’s construction sector, you’ve probably noticed a sudden surge in conversations about CAR policy in construction. Following Finance Minister Nirmala Sitharaman’s Union Budget 2026-27 announcement on February 1, 2026, search interest for construction insurance policies has skyrocketed—and for good reason. With the government allocating ₹12.21 lakh crore for capital expenditure and … Read more

Amrit Singh, Chief Financial Officer at Axis Max Life Insurance, recently flagged a troubling trend: despite India’s impressive economic growth and rising household incomes, the life insurance protection gap in India has ballooned to a staggering USD 16.5 trillion. This represents an 83% deficit between what Indian families need for financial security and what they … Read more

When Dhananjaya, a homeowner in a Bangalore apartment complex, noticed smoke billowing from the clubhouse on January 30, 2024, he had no idea this fire would expose a critical gap in India’s real estate protection framework. The blaze destroyed the ladies’ washroom and sauna facility, but what came next was even more alarming—the builder had … Read more

I still remember the day my father called me, hesitant and uncomfortable, to say he’d been diagnosed with diabetes. He was 62. My first thought wasn’t about medication or diet. It was about insurance. We’d always assumed we had time to figure out medical insurance for parents. That assumption disappeared in one phone call. If … Read more

When my wife and I started planning a family, health insurance wasn’t top of mind. We were thinking about names, nursery colors, and whether we were ready for parenthood. That changed when a friend shared her hospital bill—₹2.8 lakhs for a normal delivery. That moment made one thing clear: health insurance with maternity cover isn’t … Read more

Filling out a health insurance form can feel stressful when you live with depression. That single question about pre-existing conditions carries a lot of weight. You’re not just declaring a medical history—you’re trying to figure out whether the system will actually support you. So let’s answer this clearly and honestly: Can I get health insurance … Read more

You bought a ULIP with good intentions—insurance plus investment, all in one product. Two years later, reality looks different. Cash flow is tight, returns feel underwhelming, or your priorities have shifted. And now a very specific question is bothering you: What happens if I stop paying ULIP premium after 2 years? This article answers that … Read more

You might already be eligible for free health insurance worth ₹5 lakh, and you don’t even know it. The government’s been running this massive Ayushman Bharat scheme since 2018, and lakhs of families who qualify still haven’t checked. I’ve seen people struggle with hospital bills when they could’ve gotten the same treatment for free. Most … Read more

Every year, millions of Indians travel abroad in search of better job opportunities, especially to Gulf countries and other destinations under the Emigration Check Required (ECR) category. While overseas employment can improve livelihoods, it also exposes workers to serious risks — workplace accidents, health emergencies, exploitation, and even sudden death. To address these concerns, the … Read more

Medical emergencies don’t just test physical strength — they often place immense financial pressure on families. In India, hospitalisation costs can escalate rapidly, especially for households without private health insurance. To ease this burden for vulnerable citizens, the Government of Tamil Nadu introduced CMCHIS Tamil Nadu, a public health insurance scheme focused on providing affordable … Read more